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Your credit score generally doesn’t impact how you’ll fare during tax season. Poor credit won’t lower your tax refund or disqualify you for one. Your credit standing has more of an influence on whether lenders approve your credit or loan application, an employer...

Achieving a high credit score doesn’t guarantee eligibility for loans or low interest rates. You must maintain it and, to do so, know how credit scores are calculated. We’ve talked a lot about credit scores, credit reports, and how to increase your score. Here, our...

Here is a complete guide about credit repair and even a DIY credit score calculator to help you understand how to repair your credit on your own.  Whether you like it or not, your credit score affects your ability to get a loan for a home or car, rent an apartment,...

Did you make a pledge to yourself or your significant other that you would raise your credit score in 2022? Well, now is the time to get busy making that New Year's resolution a reality. New Year's resolutions are a great way to set yourself up for positive change and...

During the holiday season, there are more distractions than usual. Whether you’re traveling to see family or quickly trying to squeeze in some last-minute Christmas shopping, it’s easy to overlook some of the telltale signs of credit card theft and when it’s taking...