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Articles from our experts on credit repair and the
effects of credit scores on your bottom line.

What Is a Credit Sweep?

What Is a Credit Sweep?

American Credit uses a pre-litigation process to successfully dispute negative information on your credit report and increase your credit score. However, some companies market a credit sweep as an easy way to achieve certain credit goals. Be warned, this isn’t a real...

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Student Loan Forgiveness and Your Credit

Student Loan Forgiveness and Your Credit

A student loan forgiveness program can help if you are overwhelmed by repaying federal student loans. But how does this impact your credit? While forgiving a student loan generally shouldn’t hurt your credit, previous missed payments can be reported by your loan...

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How Often Is A Credit Score Updated?

How Often Is A Credit Score Updated?

Checking your credit score from time to time is a good idea, especially if you’re trying to improve your credit. Those trying to build their scores may often wonder, “How often is a credit score updated?” Constantly viewing your score may be a habit, but it really...

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How Long Does It Take to Repair Credit?

How Long Does It Take to Repair Credit?

It’s nothing new to be impatient about your financial situation, but many in a financial straight find themselves wondering, “how long does it take to repair credit?” The length of time it takes to improve your credit depends on many factors including: The type of...

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