Why Did My Credit Score Drop?
Picture this, it's a beautiful day and Bam! Your credit score went down. So, why did my credit score drop? The answer may be more simple than you think. The average FICO Score in the United States, which has been on an upward trajectory since 2016 with a four-point...
How You Can Lease a Car with Bad Credit
Leasing a car with bad credit is no easy task. While having a car lease allows you to drive the vehicle you want, despite having limited income, while still saving money. Monthly payments are often lower than with purchasing a vehicle. However, it can still be a...
“Outright Ridiculous” Credit Score Myths De-Bunked
While information on credit scores is more readily available than ever, so are numerous misleading claims. Believing credit score myths can prevent you from taking the right steps to improve your credit. In fact, some of these are outright ridiculous! Since a good...
Can My Student Loans Affect My Credit?
Since the 90’s, student loans have become an increasingly popular method of paying for higher education. As far as credit goes, a student loan is labeled as an installment loan on your credit report. It is in the same category as an auto loan or mortgage so, as long...
How Can Identity Theft Impact Your Credit Score?
Are you the victim of identity theft? You’re not alone. According to Experian, credit card fraud is one of the most common forms of identity theft. In 2017 alone over 133,000 reports were filed, an increase of 23% over the year before, and the rates are only expected...