Call Today For Your Free No Obligation Credit Consultation (877) 856-4999

Blog

Articles from our experts on credit repair and the
effects of credit scores on your bottom line.

What Does a Charge-Off Mean on a Credit Report?

What Does a Charge-Off Mean on a Credit Report?

A late payment is bad enough to have on your credit report. Even worse is a charge-off, meaning the creditor has written off your account as a loss. However, this is an accounting process on their end. While the asset has been taken off the company’s books, you are...

read more
Why Do I Have Different Credit Scores?

Why Do I Have Different Credit Scores?

There are different places to check your credit score. This three-digit number is an important indicator of your financial responsibility. A complicating factor is that you can have different credit scores, depending on where you look. Your credit is constantly being...

read more
How to Read Your Credit Report

How to Read Your Credit Report

A snapshot of your credit profile, your credit report contains various types of personal information that can influence your credit score. Credit reports can be easily accessed online via the three credit bureaus—Experian, Equifax, and TransUnion. Understanding the...

read more
What Is a Credit Utilization Rate?

What Is a Credit Utilization Rate?

Your credit utilization rate, or credit utilization ratio, is a number calculated by dividing the total amount of revolving credit you’re using by how much credit you have available. Many consumers don’t fully understand the concept of revolving credit. To better...

read more