3 Reasons to Keep Your Credit Cards at Zero Balance
For many credit card users, a $0 balance seems like an unachievable goal. A zero balance card is a credit card that has no outstanding balance, meaning you have no debt to pay on it. You can maintain a zero balance by paying off a credit card in full each month or by...
Why You Should Check Your Credit Report
Your credit score tells lenders a lot about your financial responsibility. There’s even more detail in your credit report, including account balances, credit inquiries, loans, and history of late payments and bankruptcies. It is compiled by the three credit...
How Unemployment Affects Your Credit
Tens of millions of Americans have filed for unemployment as the economy has been affected by the COVID-19 pandemic. It has become challenging for many to pay the bills. As if worrying about paying down that credit card wasn’t tough enough, people often wonder whether...
How Long Does It Take to Rebuild Credit?
A low credit score can be a barrier to many opportunities. But how quickly can you rebuild credit? The short answer is there’s no definite time frame; there are a lot of factors involved. If you want to rebuild bad credit, you can use a credit repair service to help....
What to Do If You Have Been Denied Credit
Applying for a credit card and being denied never feels good. Your application for a credit card can be denied for several reasons. This doesn’t have a direct impact on your credit score, although multiple credit inquiries can, so take a break and consider why you...