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Applying for a credit card and being denied never feels good. Your application for a credit card can be denied for several reasons. This doesn’t have a direct impact on your credit score, although multiple credit inquiries can, so take a break and consider why you...

Getting approved for a credit card requires filling out a simple application. But if you’ve never had one, your credit history is limited, or you have a low credit score, it can be challenging. You can, however, plan ahead to increase your odds of approval. Here’s a...

A credit check is often part of the hiring process. Employers have several reasons to check the credit of a potential hire. The main reason is to review their financial history for evidence of fraud or theft. When running a credit check, a potential employer sees a...

With a clean credit report, you can get a better mortgage interest rate. It can also improve your chances of getting a home loan. If your credit isn’t as good as you’d like, it is never too late to take steps to improve it. Here are ways to increase your credit score...

When you apply for a car loan, a lender will look at your credit history to determine the level of risk and whether you are likely to repay the loan on time. If you haven’t established a credit history, you are likely to be considered a higher risk. Therefore, the...