by American Credit | Dec 8, 2021
Giving gifts for the holidays often involves incurring more debt. But if you stay on top of your finances and use your credit card wisely, it’s possible to stay within your budget and not overspend. The numbers tell it all. According to a Magnify Money survey in 2020,...
by American Credit | Nov 19, 2021
Debt can feel isolating and humiliating. It can also significantly hinder your ability to have enjoyable life experiences such as travel and growing a family. According to Business Insider, with data provided by the Federal Reserve Bank of New York, the average...
by American Credit | Nov 17, 2021
American Credit uses a pre-litigation process to successfully dispute negative information on your credit report and increase your credit score. However, some companies market a credit sweep as an easy way to achieve certain credit goals. Be warned, this isn’t a real...
by American Credit | Oct 21, 2021
A student loan forgiveness program can help if you are overwhelmed by repaying federal student loans. But how does this impact your credit? While forgiving a student loan generally shouldn’t hurt your credit, previous missed payments can be reported by your loan...
by American Credit | Oct 8, 2021
Checking your credit score from time to time is a good idea, especially if you’re trying to improve your credit. Those trying to build their scores may often wonder, “How often is a credit score updated?” Constantly viewing your score may be a habit, but it really...
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