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Our Services

Meet our services, and see how can we help
you with your credit problems

Credit Repair

Repairing consumer credit requires removing information from a credit report that is erroneous and unverifiable. Once these negative details are removed, a borrower’s credit score increases. Raising your credit score can improve your odds of approval for a loan at a reduced interest rate, and make it easier to purchase a car, home, or rent an apartment. This is even possible following a foreclosure or bankruptcy.

The vast majority of companies claiming to “fix” a consumer’s credit use the dispute letter process. Dispute letters often don’t work and have limited results. Negative items can be re-reported as well, so you may end up paying for a service that a) you can do yourself for free, and b) does not achieve the desired results.

Pre-Litigation Process

To start, we review your credit report to identify what is keeping your credit score down, what could be better, and what may be erroneous. The way in which we dispute questionable items is different than any other credit repair company. It is the same process used by Consumer Credit Law attorneys. But at a fraction the cost, we will send a copy of the Fair Credit Reporting Act to the creditor, demand proof the account belongs to the client, and verify all information has been accurately reported to the credit bureaus.

In addition to the threat of legal action, we request the credit bureaus investigate whether each account is accurate. They don’t know you already threatened legal action on creditors, which are responsible for any information on your report that is invalid. If the creditor doesn’t respond to the credit bureaus’ investigation within 30 days, the account must be deleted. Most creditors don’t bother spending the money to put up a legal fight and keep a negative mark on your credit.

Throughout the process, we notify you when important documents from the credit bureaus can be expected. Our representatives will inform you of what to do with them and answer any of your questions. We’re here to help achieve your goals, whether it’s to have a cleaner credit report, improve your credit, or achieve financial stability.

 

What Situation Are You Currently In?

Qualify for Home Loans

Good credit scores are important in getting a home loan approved and a good rate on your home. We help home buyers understand how lenders look at their financial records and their credit.

Qualify for a Lease to Rent

We know what property leasing companies look for on your credit as well as financial records. We develop a strategy to help you work towards getting the right rating to qualify you for the lease.

Credit Repair for Car Loans

At the American Credit Repair Centers, we have extensive experience in working with individual clients and guiding them through the steps necessary to get approved for a car loan.

Get Approved for Credit Cards

We advise clients on important steps to take in order to get approved. We address questions regarding debt-to-income ratio, credit scores creditors look for, and other credit information found on the three credit bureaus.

Credit for New Employment

Consumers have rights and any discrepancies on their credit reports can be questioned. American Credit Repair Centers will work with you to make sure you are being reported fairly and accurately by creditors.

Credit for Business

At the American Credit Repair Centers, we have an understanding of how credit works and can help businesses take the necessary steps to improve their rating.

Why you
should call us
right now?

  • Get an accurate analysis to your situation.
  • See results in as little as 60 days.
  • Have us create a road map strategy.
  • Free comprehensive analysis.

Call now! (877) 856 4999 Contact Us

See what our customers say!

A Word From Clients With Improved Credit

To whom it may concern, If you are on the fence regarding credit repair, I can assure you that American Credit Repair is the way to go. My wife and I recently purchased our home and without the team at American Credit Repair it would not have happened. They worked hard, kept us up to date on everything they did and our closing escrow is proof that they did their job. Before using Steve and his team we spent a year trying fix my credit our selves, with little to no results. They know how to get positive results and we have our new home to prove it! Thanks to every one at American Credit Repair!!!!

M.J. Griffin

A friend of mine referred me to American Credit promising me they could do big things with my credit. And big things they delivered! They were able to remove ALL (yes ALL) derogatory items from all three bureaus. My credit score jumped up 81 points to 754. Miraculous! And, they are just about the best people to work with ever. They explained everything clearly and were endlessly helpful. They’re my knights in shining armor. I’m refinancing my house and saving hundreds of dollars every month. I’ve already recommended them to friends and will continue to for a long time to come.

Y.G. – Santa Monica, CA

Why you should call us right now?

  • Get an accurate analysis to your situation.
  • See results in as little as 60 days.
  • Have us create a road map strategy.
  • Free comprehensive analysis.

Call now! (877) 856 4999 Contact Us

See what our customers say!

A Word From Clients With Improved Credit

To whom it may concern, If you are on the fence regarding credit repair, I can assure you that American Credit Repair is the way to go. My wife and I recently purchased our home and without the team at American Credit Repair it would not have happened. They worked hard, kept us up to date on everything they did and our closing escrow is proof that they did their job. Before using Steve and his team we spent a year trying fix my credit our selves, with little to no results. They know how to get positive results and we have our new home to prove it! Thanks to every one at American Credit Repair!!!!

M.J. Griffin

A friend of mine referred me to American Credit promising me they could do big things with my credit. And big things they delivered! They were able to remove ALL (yes ALL) derogatory items from all three bureaus. My credit score jumped up 81 points to 754. Miraculous! And, they are just about the best people to work with ever. They explained everything clearly and were endlessly helpful. They’re my knights in shining armor. I’m refinancing my house and saving hundreds of dollars every month. I’ve already recommended them to friends and will continue to for a long time to come.

Y.G. – Santa Monica, CA

We can help you today!

What situation are you currently in?

  • I’m trying to qualify for a home loan
  • I’m trying to rent a home and cannot qualify for my lease
  • My interest rate on my loan is high, and my credit score is poor
  • My future or employer requires a clean credit report
  • I need a business line of credit or loan, and I’m having a hard time qualifying

Contact us and get a FREE Credit Repair Consultation.

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