by American Credit | Jul 8, 2021
Are you the victim of identity theft? You’re not alone. According to Experian, credit card fraud is one of the most common forms of identity theft. In 2017 alone over 133,000 reports were filed, an increase of 23% over the year before, and the rates are only expected...
by American Credit | Jun 23, 2021
In a world of hacks and data leaks, it’s more important now than ever to keep a close eye on your credit score. Contrary to popular belief, you can actually check your credit score as much as you want without any negative effects. In some few cases, pulling your...
by American Credit | Jun 9, 2021
What is credit utilization and how can I lower my credit utilization? Your credit utilization is a percentage of available credit you are using compared to your total credit limit. It can be calculated as a total of all balances and on a card-by-card basis. A high...
by American Credit | May 28, 2021
Have you ever found yourself wondering, how long do negative marks stay on my credit report? Fear not, we’ve done the legwork of compiling information from leading credit sources to calm your credit fears. Your credit report provides a snapshot of your...
by American Credit | May 5, 2021
Improving your credit requires knowledge of the situation you are in. During a credit repair consultation, your advisor may discover any of the following common issues. We will discuss these to help in cases where you may be asking, “How do I fix my credit?” Lack of...
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