by American Credit | Sep 25, 2021
It’s nothing new to be impatient about your financial situation, but many in a financial straight find themselves wondering, “how long does it take to repair credit?” The length of time it takes to improve your credit depends on many factors including: The type of...
by American Credit | Sep 14, 2021
Picture this, it’s a beautiful day and Bam! Your credit score went down. So, why did my credit score drop? The answer may be more simple than you think. The average FICO Score in the United States, which has been on an upward trajectory since 2016 with a...
by American Credit | Sep 8, 2021
Leasing a car with bad credit is no easy task. While having a car lease allows you to drive the vehicle you want, despite having limited income, while still saving money. Monthly payments are often lower than with purchasing a vehicle. However, it can still be a...
by American Credit | Aug 5, 2021
While information on credit scores is more readily available than ever, so are numerous misleading claims. Believing credit score myths can prevent you from taking the right steps to improve your credit. In fact, some of these are outright ridiculous! Since a good...
by American Credit | Jul 23, 2021
Since the 90’s, student loans have become an increasingly popular method of paying for higher education. As far as credit goes, a student loan is labeled as an installment loan on your credit report. It is in the same category as an auto loan or mortgage so, as long...
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