Last Updated: September 2025
American Credit values your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights. By using our services or providing your information, you agree to this policy.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, phone number, email, address, Social Security Number, date of birth, driver’s license, and other identifiers needed for credit services.
- Financial Information: Credit reports, account details, payment information (processed securely through trusted third parties).
- Device & Website Information: IP address, browser type, pages visited, and cookies for analytics and site performance.
2. How We Collect Information
- Directly from you during consultations, enrollment, and payment.
- With your consent, from credit bureaus and financial institutions to provide credit services.
- Automatically when you visit our website (via cookies or tracking tools).
3. How We Use Information
We use your information to:
- Deliver our credit and related services.
- Communicate with you about your account, appointments, and progress.
- Send service-related SMS messages and email updates (with your consent).
- Process payments securely.
- Comply with legal and regulatory requirements.
We do not sell your personal information to third parties for marketing.
4. SMS & Email Communications
Opt-In (How You Join)
By providing your phone number during enrollment and confirming consent by texting JOIN, you agree to receive SMS messages from American Credit.
Message Details
- Frequency: Typically up to 2 messages per month (may vary depending on your account).
- Rates: Standard message and data rates may apply.
- Opt-Out: Reply STOP at any time to unsubscribe. You will receive one confirmation message.
- Help: Reply HELP for assistance or contact us directly.
- Privacy: Your number will only be used for American Credit services — not for unrelated marketing or shared with third parties. For details, see our full Privacy Policy.
Email Communications
- By providing your email, you consent to receive account-related messages, reminders, and service updates.
- You can unsubscribe from marketing or reminder emails at any time by clicking “Unsubscribe” in the footer of any email.
5. Your Choices & Rights
- You may request a copy of the data we hold about you.
- You may request corrections or deletion of your personal data, subject to legal and contractual obligations.
- You may opt out of SMS, email, or marketing communications at any time.
6. How We Protect Your Information
We take your privacy seriously and use industry-standard safeguards:
- Encryption for sensitive data and payments.
- Restricted access to personal information.
- Secure third-party vendors for payment processing.
- Ongoing monitoring to protect against unauthorized access.
7. Third-Party Sharing
We only share your information with:
- Credit bureaus and financial institutions, as needed to provide credit services.
- Payment processors, to handle transactions securely.
- Regulatory agencies, if legally required.
We never share or sell your data to unrelated marketers.
8. Changes to This Policy
We may update this Privacy Policy as laws or practices change. Updates will be posted on this page, with the date clearly marked. Continued use of our services means you accept these changes.
9. Contact Us
If you have questions about this Privacy Policy or your data rights, please contact us:
📧 info@americancredit.com
📞 (310) 382-1393
Why you
should call us
right now?
- Get an accurate analysis to your situation.
- See results in as little as 60 days.
- Have us create a road map strategy.
- Free comprehensive analysis.
See what our customers say!
A Word From Clients With Improved Credit
To whom it may concern, If you are on the fence regarding credit repair, I can assure you that American Credit Repair is the way to go. My wife and I recently purchased our home and without the team at American Credit Repair it would not have happened. They worked hard, kept us up to date on everything they did and our closing escrow is proof that they did their job. Before using Steve and his team we spent a year trying fix my credit our selves, with little to no results. They know how to get positive results and we have our new home to prove it! Thanks to every one at American Credit Repair!!!!
M.J. Griffin
A friend of mine referred me to American Credit promising me they could do big things with my credit. And big things they delivered! They were able to remove ALL (yes ALL) derogatory items from all three bureaus. My credit score jumped up 81 points to 754. Miraculous! And, they are just about the best people to work with ever. They explained everything clearly and were endlessly helpful. They’re my knights in shining armor. I’m refinancing my house and saving hundreds of dollars every month. I’ve already recommended them to friends and will continue to for a long time to come.
Y.G. – Santa Monica, CA
Why you should call us right now?
- Get an accurate analysis to your situation.
- See results in as little as 60 days.
- Have us create a road map strategy.
- Free comprehensive analysis.
See what our customers say!
A Word From Clients With Improved Credit
A friend of mine referred me to American Credit promising me they could do big things with my credit. And big things they delivered! They were able to remove ALL (yes ALL) derogatory items from all three bureaus. My credit score jumped up 81 points to 754. Miraculous! And, they are just about the best people to work with ever. They explained everything clearly and were endlessly helpful. They’re my knights in shining armor. I’m refinancing my house and saving hundreds of dollars every month. I’ve already recommended them to friends and will continue to for a long time to come.
Y.G. – Santa Monica, CA
We can help you today!
What situation are you currently in?
- I’m trying to qualify for a home loan
- I’m trying to rent a home and cannot qualify for my lease
- My interest rate on my loan is high, and my credit score is poor
- My future or employer requires a clean credit report
- I need a business line of credit or loan, and I’m having a hard time qualifying
Contact us and get a FREE Credit Repair Consultation.