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While there are plenty of crimes that target consumer credit, credit report errors are another thing to look out for. According to the Federal Trade Commission, they happen to a quarter of all consumers.1 To avoid the consequences these errors can cause, it’s...

Your credit score is a direct measure of your creditworthiness and usually ranges from 300 to 850. A variety of complex calculations are used to create your score. To complicate matters further, you have multiple credit scores. The most popular ones are FICO and...

There’s more than one disadvantage to having a low credit score. To make matters worse, scammers often prey on consumers with poor or damaged credit. They take advantage of this vulnerability in numerous ways; while a credit repair scheme may seem legitimate, people...

Tax Day 2021 may not be until April, but there’s no harm in preparing early. You can avoid surprisingly high tax bills and even start itemizing your deductions. There may be unexpected ways you can save on tax payments this year. What Is Tax Day? Tax day is the filing...

A late payment is bad enough to have on your credit report. Even worse is a charge-off, meaning the creditor has written off your account as a loss. However, this is an accounting process on their end. While the asset has been taken off the company’s books, you are...